Website terms and acceptable use

Terms of Service

Effective date: 2026-02-09

These Terms of Service govern your use of the NorthLedger Insights website and any related services offered through it. By accessing or using the site, you agree to these terms. If you do not agree, do not use the site.

1. Permitted use

You may use this site for lawful purposes and in accordance with these terms. You agree not to misuse the site, interfere with its operation, attempt unauthorized access, or use the site to transmit harmful code or spam.

2. Intellectual property

Unless otherwise stated, the site content, including text, design, and branding, is owned by NorthLedger Insights or licensed for use. You may print or share excerpts for non-commercial purposes with attribution and a link back to the relevant page, provided you do not modify the meaning. You may not reproduce, distribute, or create derivative works for commercial purposes without permission.

3. Content and disclaimers

We strive to provide accurate, useful information, but we do not guarantee that content is complete, current, or error-free. Business decisions involve risk and uncertainty. You are responsible for evaluating information and obtaining professional advice as needed.

4. Advisory services

If you engage us for advisory services, the specific scope, timeline, and fees will be described separately in writing. Any examples, templates, or guidance are provided as general tools and do not guarantee outcomes. You remain responsible for decisions and implementation.

5. Third-party content

We may reference third-party products, services, or public information sources for context. Such references are not endorsements. We are not responsible for third-party content or practices.

6. Privacy

Our collection and use of personal information is described in our Privacy Policy.

7. Site availability

We may modify, suspend, or discontinue parts of the site at any time. We do not guarantee uninterrupted access. Maintenance and updates may occur without notice.

8. Limitation of liability

To the fullest extent permitted by law, NorthLedger Insights will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising from or related to your use of the site or reliance on its content.

9. No warranties

The site is provided on an “as is” and “as available” basis. We disclaim all warranties, whether express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement, to the extent permitted by law.

10. Governing law

These terms are governed by the laws of the Province of Ontario and the applicable laws of Canada, without regard to conflict of law principles.

11. Changes to these terms

We may update these terms from time to time. When we do, we will update the effective date at the top of this page. Continued use of the site after changes means you accept the updated terms.

12. Contact

If you have questions about these terms, contact us at [email protected] or visit our Contact page.

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